The Journal

Written rarely. Worth your time when it is.

No tips. No trends. No "ten habits of."

We write only when there's something a person making real decisions should know: what the evidence actually says where the marketing got ahead of it. Where the world's experts genuinely disagree — and how a careful person chooses anyway. And stories from our own casework, names removed by design: what we told clients they could safely stop — the money saved, the worry retired.

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